La Estrella, Panama, Caldera, Chiriquí Province, Panama. - Hero Image
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La Estrella
Caldera | Chiriquí Province

The Poetry of

Open Space

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Joanne Hatch
Joanne Hatch
Presented At
$650,000
Bedrooms
3
Bathrooms
3
Living
5,381
SQFT
Stories 1
Fireplace
High Ceiling
Open Kitchen
Stone Countertops
Air Conditioning
Washer Dryer
Kitchen island
Laundry Room
Walk In Closet
Garage
Outdoor Living Space
Parking
Garden
Tennis Court
Gate
Pool
High Altitude
Gated Community
Hilltop
Mountain View
Privacy
Panoramic / Scenic View
La Estrella, Panama, Caldera, Chiriquí Province, Panama. - Photo 1
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La Estrella, Panama, Caldera, Chiriquí Province, Panama. - Photo 7
La Estrella, Panama, Caldera, Chiriquí Province, Panama. - Photo 8
La Estrella, Panama, Caldera, Chiriquí Province, Panama. - Photo 9
La Estrella, Panama, Caldera, Chiriquí Province, Panama. - Photo 10
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La Estrella, Panama, Caldera, Chiriquí Province, Panama. , Caldera , Chiriquí Province

Stunning Home in Lucero Golf and Country Club Boquete Panama

A wonderful opportunity to acquire this stunning home in Lucero Golf & Country Club, Boquete Panama. Lucero Golf & Country Club is one of Boquete’s premier gated communities. This lovely fully furnished home offers 3 large bedrooms, all with ensuite bathrooms and built-in cabinetry. You will love the gorgeous kitchen with custom wood cabinets, granite countertops, stainless appliances and plenty of storage. The formal living room offers a cozy fireplace, perfect for informal gatherings. Disciplining yourself to work will be easy in the sunny home office, given its ample proportions, and can double as a guest room. A light and spacious floor plan seamlessly connects the indoor and outdoor entertaining spaces. The covered terrace has plenty of room for entertaining or sitting by the fireplace. Exercise is close at hand with the executive-style lap pool. Main floor laundry and a two-car garage. This residence has a 7-years tax exemption remaining. Lucero is located in the Estrella, Jaramillo area just minutes from downtown Boquete. The Country Club offers its members lots of extras. Amenities on-site include pool, restaurant, golf, tennis courts, a coffee shop, and a gallery.

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La Estrella
Caldera | Chiriquí Province

3D Street View Tour

Map showing La Estrella, Panama, Caldera, Chiriquí Province, Panama.

Property Location

La Estrella, Panama, Caldera, Chiriquí Province, Panama., Caldera Chiriquí Province

Local Weather & Climate

Caldera, Chiriquí Province

Current Conditions Updated recently
59 °F
Scattered clouds
Feels Like 58°F
Humidity 76%
Wind 5 mph
Visibility 6.2 mi
Sunrise 11:50 AM
Sunset 11:35 PM
5-Day Forecast
Sat 31 Jan
Rain
High 68°
Low 59°
Sun 1 Feb
Clouds
High 73°
Low 62°
Mon 2 Feb
Rain
High 65°
Low 64°
Tue 3 Feb
Clouds
High 74°
Low 62°
Wed 4 Feb
Clouds
High 80°
Low 64°
Annual Climate Based on last 12 months
67° Avg Low
Nov
80° Avg High
Mar
254 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
118.9" Annual Rainfall
Wet climate
Monthly Temperatures
Jan
82°
66°
Feb
82°
67°
Mar
85°
67°
Apr
84°
67°
May
81°
69°
Jun
79°
68°
Jul
81°
69°
Aug
80°
69°
Sep
79°
68°
Oct
75°
66°
Nov
78°
65°
Dec
78°
65°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Caldera?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Caldera. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $65,000,000 20% down ($13,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$5,585
$5,585/day
Your home may appreciate while you sleep
$39,205/week $169,890/mo $2,038,684/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$35.8M
vs
OWN 📈 +$50.7M
$50.7M Potential Equity
vs $35.8M lost to rent over 10 years
$13.0M Down Payment Growth
3.9x
10yr
$50.7M
8.1x
20yr
$105.0M
12.6x
30yr
$164.2M
Wealth Comparison
×391
Equivalent to 391 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $164.2M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $76.5M +18%
Market $88.5M +36%
Optimistic $102.1M +57%
$50.7M est. equity
20 Years
Conservative $90.2M +39%
Market $120.5M +85%
Optimistic $160.5M +147%
$105.0M est. equity
30 Years
Conservative $106.2M +63%
Market $164.2M +153%
Optimistic $252.3M +288%
$164.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at La Estrella, Panama, Caldera, Chiriquí Province, Panama features 3 bedrooms with 5,381 square feet of living space.
This property offers 5,381 square feet of living space.
This property is listed at $65,000,000, which equals $12080 per square foot.
Based on current market indicators, Caldera shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Caldera features a pleasant climate. Average temperatures range from 67°F in winter to 80°F in summer. The area receives approximately 118.9 inches of precipitation annually. There are about 254 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.
Caldera tends to be warmest in Mar and coldest in Nov. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a house located in Caldera, Chiriquí Province. The property is situated in an established neighborhood with convenient access to local amenities and services.
Joanne Hatch

Joanne Hatch

House Hunters Panama

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